Not on Medicare Yet? Beware New Twist to Drug Co-Pays

If you are not yet on Medicare and use a drug manufacturer’s discount coupon or co-pay assistance card to save money on medicine, check your health plan before you fill your next prescription. Otherwise, you could be in for an unpleasant surprise at the pharmacy counter. You might be subject to a co-pay accumulator program, which is a new restriction that prevents your discount card or coupon from counting toward your deductible.