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Issue Brief 9: High-Deductible Health Plans and Access to Prescriptions Medications

Since many high-deductible health plans have deductibles that are much higher than the minimum defined by the IRS, some people pay thousands of dollars in out-of-pocket costs for their medications before their health insurance kicks in.

This Issue Brief explores how high-deductible health plans create barriers that inhibit patients from accessing the prescription medications they need.